Budgets are good… Budgets are great… But who really likes to budget, they truly are a pain in the rear and I have not found one person who likes doing a personal budget. 1. Why do people hate budgets so much? Many people associate budgets with being poor, having do watch every penny. People often [...]

Have you ever walked through a store and come down an aisle and see some little kid all red in the face, saying ” I want it right now!” Well that is kind of how I feel. My current TV is almost 10 years old and the picture tube is starting to go. I can’t [...]

Ok lets say you are determined to start saving for your financial future, paying down debt, reducing expenses and trying to increase your income any way possible. The first thing your should do after cutting back your expenses is to build up a small emergency fund. Initially I opened up an Ing Direct account and [...]