Everyone is considering the United States and maybe even the world in a recession.  Are we in a recession? Well I honestly cannot answer that. One thing I do know is it is harder to get by financially today that it was a year or two ago. One way to ease the burden on your [...]

A common question right now is should I keep putting money in mutual funds or should I just hoard cash in the bank in either a savings account or CDs?  People are looking to protect wealth, much more so than just increase wealth in these crazy times. As always you have to do what makes [...]

Gas prices are finally falling but everything else seems to be against the American people. Your 401k and IRAs are less today that they were a month or year ago, depending upon where you live your house may be worth as much as half of what it was a year or two ago. These are [...]

Part of personal finance is learning how to save money, one way I have decided to save more money is cutting back on the grocery bills.  One of the most expensive items on my bill on a per unit basis is deli lunch meat. Recently I have been BBQing beef roasts which allows me to [...]

Warren Buffett’s company is buying roughly $3 billion of GE preferred stock, GE is also selling $12 billion more of its common stock to the general public.  Preferred stockholders have a greater claim to a companies assets and earnings. To put it in “average joe” terms preferred stock owners get a better deal. Does this mean [...]