Personal finance training can come in numerous forms. There are many different courses offered at universities that can give you a solid foundation in personal finance. Another option is numerous personal finance books available via Amazon.com and local book stores. Personally I usually read one personal finance book per week. You can also read stock [...]
Since I have started writing about personal finance I have come to realize that personal finance is a rather simple subject. Sometimes it is even hard to write about finance advice. It boils down to doing those things we all know we should be doing but don’t do. It is about controlling our wants and [...]
New York State Gov David Patterson is making job cuts to balance budget. This is an unfortunate circumstance of the poor economy. For more information about the New York State job cuts click the links in this post.
A few months ago my parents gave us an old chest freezer. We put it in our basement and instantly fell in love with it. The thought of getting a free freezer that was less than 3 years old and having the ability to buy more items in bulk(when the prices are cheap was appealing). [...]
Yes I know I preach avoiding eating out and I also admit it is one of the things I personally need to improve upon(I am adicted to Pizza and I like stopping at Subway once in a while). Recently my mother was visiting and we decided to go out for chicken wings. I heard of [...]
One of the most frequently asked questions I get is for tips on how to save more money. Tips on saving money is easy to dole out but sometimes a lot harder to follow. 1st Tip To Save Money The first tip I would give is knowing where your money is going. Initially write down all of your [...]
Recently a close family member of mine passed away(it has been hard for me to find the motivation to write here, but I am starting to get back to it and figure this article can help me both get back to writing and feel better about accepting money from the death of a family member). [...]
Everyone is considering the United States and maybe even the world in a recession. Are we in a recession? Well I honestly cannot answer that. One thing I do know is it is harder to get by financially today that it was a year or two ago. One way to ease the burden on your [...]
A common question right now is should I keep putting money in mutual funds or should I just hoard cash in the bank in either a savings account or CDs? People are looking to protect wealth, much more so than just increase wealth in these crazy times. As always you have to do what makes [...]
Gas prices are finally falling but everything else seems to be against the American people. Your 401k and IRAs are less today that they were a month or year ago, depending upon where you live your house may be worth as much as half of what it was a year or two ago. These are [...]