All entries by this author

Cooking Beef Roast On The BBQ

Oct 7th, 2008 | By | Category: savings

Part of personal finance is learning how to save money, one way I have decided to save more money is cutting back on the grocery bills.  One of the most expensive items on my bill on a per unit basis is deli lunch meat. Recently I have been BBQing beef roasts which allows me to [...]



Personal Finance Articles: Should You Invest In What Buffett Is? Goldman, GE etc..

Oct 1st, 2008 | By | Category: Investing, Stocks

Warren Buffett’s company is buying roughly $3 billion of GE preferred stock, GE is also selling $12 billion more of its common stock to the general public.  Preferred stockholders have a greater claim to a companies assets and earnings. To put it in “average joe” terms preferred stock owners get a better deal. Does this mean [...]



Should I Put More Money or Less Money In My 401k

Aug 27th, 2008 | By | Category: Investing

With the recent struggles in the stock market a fairly frequent question I get is should I start putting more money into my 401k or lower the contributions? Personally, I started putting more money away in both my 401k and IRAs as I am investing in good quality mutual funds and they are currently at [...]



How To Pay Bills Online

Aug 7th, 2008 | By | Category: Uncategorized

Guest Post By Rita Lowman Derrick’s comments: “With rising postal costs and rising overall costs in todays economy saving money any way possible is the smart thing to do.  Recently I started paying every bill I could online.  It saves me a lot of money throughout the year when you add up all the postage [...]



Reusable Grocery Bags – The Best Shopping Bags Going

Aug 3rd, 2008 | By | Category: frugal shopping

The following post is about reusable grocery bags, sure it really doesn’t involve anything finance related but once we reach or financial goals we do have to protect the environment to enjoy our financial security. How many of you use reusable grocery or shopping bags?  Recently my fiancee and I have purchased two bags.  Originally [...]



Mutual Funds – Should You Own Them?

Jul 9th, 2008 | By | Category: Investing, savings, Uncategorized

One common question I get is about Mutual Funds, should you really own them? Should you invest only in stocks and not pay the mutual fun fees? Maybe you should just keep your money in a savings account? My fiancee before we met would just as soon park her money in a savings account and [...]



Cheap Vacations – Getting Away From Home

Jun 23rd, 2008 | By | Category: frugal shopping, savings

My fiancee and I are saving for our wedding so we have been looking for ways to still have fun and save money at the same time. This past weekend we went to Herriman State Park, here some information taken directly from the parks website. “Harriman State Park, located in Rockland and Orange counties, is [...]



How To Crush Debt

Jun 9th, 2008 | By | Category: Debt, debt reduction

Removing the debt from your life can have truly amazing results. It reduces stress. Think about it today with gas prices over $4 per gallon does it really matter if you are earning an average income and have 0 debt? Nope not one bit, sure you would like to see it cheaper but think about [...]



Getting Married, When Two Lives, Budgets, Savings And Debt Become One

May 24th, 2008 | By | Category: Uncategorized

As many of you know I am getting married April 25th 2009. My soon to be wife is just awesome, she is just the best. When it comes to money we are very different, usually when two people are getting married one is a spender and one is a saver. We actually have a different [...]



Planting A Backyard Garden

May 11th, 2008 | By | Category: frugal shopping, garden, savings

Since food prices have been going through the roof lately we have decided to plant a larger backyard garden this year. Last year we planted sweet peppers, hot peppers and tomatoes. This year we are planting lettuce, tomatoes, cucumbers, oregano, basil and broccoli. In previous years we only planting seedlings, this year everything other than [...]