When you enter your career or apply for a new job one of the benefits you look for is a retirement plan. A retirement plan though your job is not the only way to save for retirement, personal plans make up a large portion of the way people save for retirement. Some of the personal plans [...]

A 401k rollover is defined as the transferring of the plan when you quit your job. There are several options on how to do this, such as a 401k IRA rollover, rolling the assets into your new employer’s plan, transferring it into a qualified annuity and withdrawing the assets into a lump sum. Sometimes though, [...]

This article will give you some points to consider should you care to dwell on the notion that perhaps your financial advisor has actually fired you. Whether you are looking at your Individual Retirement Account (“IRA”) or your 401k Account, if you are like most people, at some point, particularly after the dot com bubble [...]

Roth IRAs are really easy to setup, there are a few things that are important to square away prior to opening and funding your Roth IRA. Make sure you have a liquid emergency fund (in a bank account etc.). Why do I recommend this? Because I live and die by the belief  “once money goes [...]

When someone in your office retires it is usually best to get them a group gift from everyone in the general area(or from the office if it is a rather small group). A retirement gift basket is a great gift because it is fairly easy to customize for what the person retiring links. If he [...]