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Since food prices have been going through the roof lately we have decided to plant a larger backyard garden this year. Last year we planted sweet peppers, hot peppers and tomatoes.

This year we are planting lettuce, tomatoes, cucumbers, oregano, basil and broccoli. In previous years we only planting seedlings, this year everything other than the tomatoes with be started as seeds, we bought a little indoor green house kit from Burpie. I will place this in my dining room window(it gets the most sun), until they are ready to be planted outside.

I have been composting for about a year now and have a bushel basket full of compost(also known as black gold), that I will use to hopefully grow a nice rich garden.

To be honest I don’t know if I saved and real money by doing it this way but I enjoy it and it gives you a sense of accomplishment and the stuff just darn taste better.

Personal finance blogs are awesome reading.  Some of my favorite blogs are ones where people are deeply in debt and working to pay it off all while detailing the journey on a blog.  This really puts the personal in personal finance.

The one thing I find lacking is they very rarely determine what got them into debt in the first place.  Sure they may be out of debt now but if they did not determine what was the cause of debt they very well may find themselves back into debt once again down the road.

Personally I have never really been in debt. Sure I have a car payment and a house payment but I could pay off the car right now if I needed to and my house payment is less than most people’s rent in an apartment.

I should be debt free including the house in roughly 3 years maybe 4.  Not bad for a 26 year old.  Likely I could slow down the 401k and IRA contributions and become debt free much sooner but I like knowing I am putting money away for when I retire.

Just remember know what got you into debt to not have to face the same issues later in life.